Learn More To Earn More, Your Money Beliefs Uncovered

To create a healthy relationship with money you have to recognize its importance. Offer money the time and respect that is needed to manage it. Respect money and your relationship to it.

Learn More To Earn More, Your Money Beliefs Uncovered.

Discuss these important money questions with anyone with whom you share your financial responsibility.

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To achieve financial comfort you must think, feel and act in a way that supports your financial goals.


There are certain money beliefs that can very much support you and your goals.


  1. Do not deny the importance of money. Money is needed for basic essentials just as much as it is for fancy extravagances. Lose your discomfort with this fact and you will invite more financial freedom to your life.
  2. Happiness is not guaranteed EVEN if you have boatloads of money. You must work on your path to happiness just as you work on your path to financial freedom.
  3. You have the right to charge for your services. We often undervalue ourselves and our services. Service providers tend to be the most guilty of this which causes them to lead with the belief that they should help people for free. This, of course, leads back to the fact that money is needed for basic essentials and that even service providers need basic essentials.
  4. Your belief is your self-fulfilling prophecy. If you believe that you will never be financially comfortable then you never will be. If you believe that you can achieve financial freedom then the possibilities are wide open.
  5. Pay attention. If you do not set a budget and remain aware of where, when and how your money is being spent you will neither achieve financial freedom. Yu will also never truly appreciate what you have and what you have done for it.
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An understanding of your financial archetype can help you to better explore your relationship with money, your spending patterns, and your financial habits.


It is generally believed that there are eight financial archetypes.


Author Brent Kessel presents them as such:

  1. The Guardian: Hyper-vigilant and worried about it all falling apart, Guardians are blessed with the gifts of prudence and financial awareness. 
  2. The Pleasure Seeker: Impulsive and sometimes greedy, Pleasure Seekers definitely show us how to find fun and pleasure in life. 
  3. The Idealist: Distrustful of money and often angry at “The Man,” Idealists bring compassion and vision to the world. 
  4. The Saver: Your typical penny-pinching, cheap Scrooge, Savers possess the talents of self-sufficiency and enjoy an abundance of money. 
  5. The Star: Self-important and willing to spend any amount to make themselves look great, Stars are also great leaders with a classy sense of style. 
  6. The Innocent: Overwhelmed by money and often feelings of helplessness, Innocents possess the great gifts of hope and adaptability. 
  7. The Caretaker: Overburdened with feelings of martyrdom and superiority due to taking care of everyone but themselves, Caretakers are wonderful examples of generosity and empathy. 
  8. The Empire Builder: Driven to rule the world and often lonely, Empire Builders demonstrate the traits of decisiveness and innovation. 



An unhealthy relationship with money will block your ability to create the abundance that you desire. #financialadvice Click To Tweet



As we have taken this journey to financial freedom there are a few last questions that it may be useful for you to ask yourself.


Discuss these important money questions with anyone with whom you share your financial responsibility.


  1. Have we set a reasonable and achievable budget?
  2. Does the budget include all of life’s essentials and incidentals?
  3. Do we currently bring enough money into the household to live without stress?
  4. If not, what can we do to change that? Do we need to earn more money? Is it time for us to reevaluate what is essential?
  5. Do we only buy things that we actually need?
  6. Do we spend more than we can afford?
  7. Can we afford to spend more?
  8. Can we afford a splurge?


What does “wealth” really mean?


This is actually a very individual matter.


One person might define wealth as having more money then one knows what do with, another might feel that wealth means not having to worry about how to pay the mortgage while another may feel that having wealth means being able to pay for life’s essentials.


According to Merriam Webster, the meaning of wealth is defined as:


  • : a large amount of money and possessions
  • : the value of all the property, possessions, and money that someone or something has
  • : a large amount or number


It is important to come to your personal definition of wealth and what is needed to get there.

To Your Health,

Elise Ho, Ph.D., D.N.Psy

Please share your thoughts and comments below.

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About The Author

Dr. Elise Ho

Dr. Elise Ho

Dr. Elise Ho is a Natural Health Specialist, CBD Entrepreneur, and Life Skills Counselor.

Dr. Ho offers 30 years of experience and holds multiple certifications and degrees including a Ph.D. in Natural Health and a doctoral degree in Naturopathic Psychology.

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12 thoughts on “Learn More To Earn More, Your Money Beliefs Uncovered”

  1. This is so important!! My husband takes care of the finances… I guess I am The Innocent. I truly enjoyed reading this and have learned something about a field I know nothing about. Thank you for taking the time to write this!

  2. I grew up with not a lot of money. It has taken me a long time to find a happy balance with money. That is to save for tomorrow but also to enjoy today. Post gives good advice.

  3. I love this post! I totally agree money starts with our thoughts. I would consider myself the guardian and caretaker. I have been working on how I think of money and what I use money for.

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